Overtime Calculator (2026)
Overtime & take-home estimate
Overtime is paid at 1.5× the regular rate for hours over 40 per week under the federal FLSA (29 U.S.C. §207). Some states (e.g., California) also require daily overtime; this calculator models the federal weekly rule only. Net uses the 2026 federal rate schedule (IRS Rev. Proc. 2025-32), FICA (6.2% Social Security up to $184,500.00 + 1.45% Medicare), and your state's 2026 income tax. Estimates, not withholding.
How this is calculated
Regular hours = min(hours, 40). Overtime hours = max(0, hours − 40), paid at 1.5× the regular rate. Weekly gross = regular pay + overtime pay. Annual gross = weekly gross × weeks/year. Net take-home applies calcTakeHome using the 2026 federal schedule and your state's income tax. Results are planning estimates, not withholding.
Frequently Asked Questions
How is overtime calculated?
Under the federal FLSA, nonexempt employees are paid 1.5× their regular rate for hours worked over 40 in a workweek. This calculator applies that rule: regular hours are paid at your hourly rate, overtime hours at 1.5×.
Does this include state daily-overtime rules?
No. Some states (e.g., California) require daily overtime (over 8 hours/day) and double time. This tool models the federal weekly-over-40 rule only, which is the nationwide baseline.
Is the net figure exact withholding?
No. The net estimate applies the 2026 federal income tax rate schedule (IRS Rev. Proc. 2025-32) minus the standard deduction, plus FICA and your state income tax. Real withholding follows IRS Pub. 15-T and your W-4.