TipFigUniversal Tip & Bill Split Calculator
Calculate tips instantly with US state tax, split bills fairly, and check proper tipping etiquette for every service scenario — from restaurants and delivery to rideshares, hotels, and home services.
Quick note: All outputs are educational estimates only. Service workers rely on tips for income — tip based on the service quality, not strictly on these calculators.
Universal Tip Calculator
Calculate tips with US state tax in real time
Results
Bill Breakdown
Tip is calculated on the pre-tax amount. Adjust state for accurate tax rates.
Photo: Ronan / Unsplash
Restaurant Tip Credit & FLSA 80/20/30 Compliance Auditor
Audit employer tip credit legality across all 50 states, detect illegal prep work exceeding the 20% statutory threshold, and compute potential back-wage liabilities under 29 U.S.C. § 216(b).
Your Shift Hours & Duties
Federal law strictly limits how much side work and prep employers can pay sub-minimum $2.13/hr for.
Rolling silverware, slicing fruit, cleaning condiment bottles, making coffee. Under FLSA, capped at 20% of your workweek (7 hrs).
Deep bathroom scrubbing, cooking on the kitchen line, kitchen prep, unloading delivery trucks. Paying $2.13/hr for these tasks is 100% illegal.
Under FLSA, the statute of limitations is 2 years (3 years for willful violations).
Weekly Shift Distribution (35 hrs total)
Statutory FLSA Wage Theft Notice
Formal pre-litigation demand letter citing 29 U.S.C. § 203(m) and 29 C.F.R. § 541.56.
Facing Unpaid Wages or Systematic Tip Pool Violations in Texas?
Under 29 U.S.C. § 216(b), employers who improperly claim tip credits are liable for 100% back wages at full statutory minimum wage, plus equal mandatory liquidated damages and attorney fees. Workers and restaurant operators should consult licensed employment counsel to protect their statutory claims.
🔔 Subscribe to 2026 Tip Credit Phaseout & Minimum Wage Rate Changes
Municipalities (D.C. Initiative 82, Chicago OFW) and states regularly alter tipped wage baselines. Receive automated compliance alerts when tipped wage rules or Department of Labor guidance change.
2026 Tipping & Wage Benchmarks at a Glance
Official federal baseline thresholds and statutory standards (DOL & IRS 2026)
Standard Dining Baseline
18% – 20%
Calculated on pre-tax subtotal
Federal Tipped Cash Floor
$2.13 / hr
FLSA minimum ($5.12 tip credit)
States with No Tip Credit
7 States
CA, NV, OR, WA, MT, MN, AK
OBBBA Tip Exemption
Federal Qualified
Income tax exemption for tipped trades
Delivery & Rideshare
15% – 20%
$3–$5 recommended minimum floor
Large Parties (6+ Guests)
18% Autogratuity
Review itemized bill before adding
New · Tipped Wage Law Center
What is the tipped minimum wage in your state?
All 50 states + D.C. — cash wage, tip credit, and the 7 states with no tip credit. Figures sourced from the U.S. Department of Labor, Wage and Hour Division.
Restaurant Tip Calculator: Standard Tipping Percentages for 2026
Explore comprehensive guides for every tipping scenario.
Restaurant Tip Calculator: Standard Tipping Percentages for 2026
The standard restaurant tip in the United States has evolved. In 2026, 18-20% is the expected range for good service, with 15% considered minimum. Always tip on the pre-tax amount, never on the taxed total.
15%
Minimum / Average
18%
Good Service
20%
Excellent
25%+
Exceptional
Delivery & Rideshare Tipping: DoorDash, Uber Eats, Uber, Lyft
Food delivery and rideshare tipping have become increasingly important. For delivery: tip 10-20% of the order subtotal, minimum $2-5. For rideshare: tip 15% of the fare, minimum $3.
Delivery
10-20% min $2-5
Rideshare
15% min $3
Hotel & Beauty Tipping: Housekeeping, Bellhop, Hairdressers, Nail Salons
Hotel and beauty service workers are among the most dependent on tips. For hotel staff: housekeeping ($2-5/night, daily), bellhop ($1-2 per bag). For beauty services: hairdressers (15-20%), nail technicians (15-20%).
Housekeeping
$2-5/night
Hairdresser
15-20%
Nail Salon
15-20%
Spa/Massage
15-20%
Bill Splitting & Group Dining: Fair Ways to Divide Costs
Splitting bills fairly depends on group dynamics. Three primary approaches: Equal Split, Itemized Split, and Round-Up Split. Our calculators handle all three methods with tax and tip included.
Home Services, Holiday Tipping & Special Occasions
Tipping extends beyond restaurants. For home services: movers ($20-50/mover/day), cleaners ($15-30/visit). For holiday/year-end tipping: mail carrier ($20-50 + gift), babysitter ($50-100 + gift).
All Tip Calculators
Explore our complete suite of free tip calculators designed for every North American service scenario.
Basic Core Calculators
Universal Tip Calculator
Free tip calculator for US dining, delivery & rideshare. Split bills, apply your state's base sales-tax rate, and compute pre-tax or post-tax gratuity in seconds—no sign-up.
Bill Split Calculator
Split group bills fairly with equal, itemized, or round-up options. Includes tip and state tax so everyone pays exactly their share. Free and instant.
Scenario-Specific Calculators
Restaurant Tip Calculator
Calculate restaurant tips on the pre-tax subtotal with your state's base sales tax built in. 15% minimum, 18–20% standard, 20–25% fine dining. Free & instant.
Delivery Tip Calculator
Fair food-delivery tips: 15–20% of subtotal, $2–3 minimum, plus weather and distance adjustments for DoorDash, Uber Eats, Grubhub & Instacart.
Hotel Tip Calculator
Tip hotel staff correctly: $2–5/night housekeeping, $1–2/bag bellhop, $2–5 valet, $5–20 concierge. Multi-day stays supported.
Uber & Lyft Tip Calculator
Calculate fair Uber & Lyft tips: 15–20% of fare (not surge), $1–2 minimum for short rides, extra for luggage or airport runs.
Hair & Spa Tip Calculator
Tip hairdressers, nail techs & massage therapists 15–20%. Split across multiple providers and tip the shampoo assistant separately. Free & instant.
Home Service Tip Calculator
Tip movers $20–50/mover/day, cleaners 15–20% or $15–30/visit, handymen 10–20%. Per-person, per-service breakdowns.
Holiday Tip Calculator
Year-end tipping made simple: USPS caps mail-carrier cash at $20, babysitters $50–100, cleaners $50–100, gardeners $20–50. With gift rules.
Bar Tip Calculator
Bar tipping made simple: $1–2 per beer/wine, 15–20% cocktails, 20% bottle service. Compare per-drink vs percentage instantly.
Country Tip Rules Calculator
Compare customary tipping ranges across 18 countries – US 15–22%, Canada 15–20%, Europe 5–10%, Japan 0%. See what's normal where you are and tip with confidence.
Delivery Tip Attribution Calculator
See how much of your Uber Eats, DoorDash, Grubhub or Instacart tip reaches the courier. Per each platform's policy, 100% of customer tips go to the driver—not the platform.
Advanced Calculators
Reverse Tip Percentage Calculator
Enter bill + total paid to reveal the exact tip percentage. Verify receipts, spot hidden service charges, and audit gratuity in seconds.
Pre-Tax vs Post-Tax Tip Calculator
Compare pre-tax vs post-tax tipping side by side. See the exact dollar gap and why most etiquette experts recommend tipping on the subtotal.
Service Charge vs Tip Calculator
Quantify mandatory service charges vs voluntary tips. Understand the legal, tax & etiquette gap so you never double-pay.
Group Dining Split Calculator
Split complex group bills: individual items, shared appetizers, proportional tips. Everyone pays exactly what they owe.
Travel Tip Budget Calculator
Estimate total tipping for a US trip: dining, rideshare, hotels, activities. $30–80/day typical. Built for visitors & road-trippers.
Tip Percentage Chart
Quick-reference tipping percentages for every service: restaurants 15–20%, delivery 15–20%, rideshare 15–20%, bars $1–2/drink. Printable.
Group Dining Pre/Post-Tax Split Calculator
Split a group bill evenly and compare pre-tax vs post-tax tipping. See exactly what each person owes and the dollar gap between tipping bases.
Why TipFig?
Instant Results
Real-time calculations as you type. No waiting, no server delays, just instant tip amounts.
US State Tax Accurate
Accurate tax rates for all 50 states + DC. Always tip on pre-tax amounts with confidence.
100% Private
All calculations run locally in your browser. No data sent to servers. No sign-up needed.
Recommended Action Steps & Service Worker Planning
Essential official tools, compliance guides, and wealth-building resources
Look up cash minimum wages, tip credit limits, and employer pay obligations for your state.
Audit whether prep, rolling silverware, or cleaning hours trigger statutory back pay under 29 C.F.R. § 541.56.
Official guide on how to track daily tips, maintain Form 4070A, and report qualifying tip wages.
Model how saving $50–$100 weekly in cash tips compounds in a high-yield account.
Data sources & methodology
- IRS / Treasury2026 OBBBA "no tax on tips" summary (federal qualified tips; state treatment varies).
- State tax agenciesPer-state treatment of tips for income tax; nine states have no wage tax.
- Internal editorialEtiquette and calculator methodology reviewed by the TipFig editorial team.
Methodology and citations are maintained by the TipFig editorial team. Where an official schedule is not yet loaded, results are shown as model estimates and the source is stated as a reference.